Reference

Glossary

Words this app uses in a specific way.

Account — one entry per bank account you export from. Its owner kind decides whether money moving to it is spending.

Added — on a net-worth record, what you put into a holding since the record before. For a debt, the whole payment you made. What you took out goes in Withdrawn; the record stores the net of the two. See How net worth is worked out.

Asset class — how a net-worth holding counts: financial (the pot you can reallocate, and the one the allocation percentages are measured over), owned (property, vehicles), or owed (subtracted). See Net worth.

Backfill — running the current rules over rows that are already imported and have no category. Never touches one that has.

Blocked — a row a never-match term stopped any rule from categorizing. Uncategorized, but deliberately.

Booking date — the date the bank posted a transaction, usually a day or two after it happened. Exports carry it beside the transaction date; the app stores it only when a file offers nothing better.

Category kind — expense, income, transfer or investment. Decides how the category's rows are read. See What counts as spending.

Category icon — one emoji on a category, shown wherever the category is named. Optional; a category without one keeps the colour dot. See Categories.

Commit — the moment a staged import is written. Everything before it is a preview.

Drill — opening the transactions behind a figure, from the chart that showed it.

Fingerprint — the identity of a transaction: account, date, amount, currency, normalized title, counterparty account, and an occurrence index. What makes re-importing safe.

Flow — which side of the money a figure reads: Expense, Income or Net.

Grouping — whether the category axis shows subcategories separately or folded into their parent.

Hidden account — kept out of pickers and filters. Its transactions still count everywhere.

Holding — one thing you own or owe on the net-worth ledger: an account, a fund, a flat, a loan.

Import — one file, committed once. Recorded with its layout, account, timestamp and the original file bytes.

Internal transfer — money between two of your own accounts. Excluded from income and expense everywhere.

Minor units — money as whole integers of the smallest unit: 12,50 is stored as 1250. Never a floating-point number.

Never-match (stoplist) — terms that block all rules, for merchants where a keyword rule would be confidently wrong. The row lands in review instead.

NBP — the Polish central bank, whose published rates convert foreign rows to PLN. The one service this app contacts.

Owner kind — own, joint or external. What an account is to you, and therefore what moving money to it means.

Provenance — the record of why a row has its category: assigned by you, a specific rule and the value it matched, or a never-match term.

Restatement — a net-worth change caused by a holding appearing in or vanishing from the ledger rather than by money moving. Recorded apart from return, so typing in the flat you have always owned is not reported as a gain.

Review — the staged import screen. Every row, parsed and raw, before anything is written.

Return — on the net-worth ledger, the part of a month's change you did not put in: market moves, interest, exchange rates. return = change in value − added.

Rule — a keyword, pattern or account match that assigns a category automatically. Lower priority numbers run first.

Skip rows — junk lines above the header in an export. Detected per file, with a manual override at import.

Snapshot — one day of the net-worth ledger: a balance and an added figure per holding, a valuation date, the rates used, and a note about what the figures mean.

Staged — parsed and shown to you, but not written.

Template — the old name for a layout: the recorded shape of one bank's CSV export, now read off the file and pinned automatically.

Transaction date — the date the money moved: when you paid, not when the bank finished posting it. The one date a row carries, and the date every total uses. See Which date a row lands on.

Uncategorized — a row no rule reached. A first-class bucket, drawn in gold.

Withdrawn — on a net-worth record, what you took out of a holding since the record before, typed as a positive number. The record stores added − withdrawn as one flow. See How net worth is worked out.